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Home Financing Challenges
You hear the dismal news everyday, lenders are in not lending, home values are falling, foreclosures are at an all time high and you may wonder how the mortgage crisis affects you. Record low interest ratesare getting alot of attention and many potential homebuyers are wanting to know, is now the time to buy a new home? It could be if you have stellar credit, steady income and don’t mind... [Read more]
Homeowners Impacted By Costly Insurance Trends
Many homeowners are feeling the pinch when they open their property insurance bills as many insurance companies are raising premiums at alarming rates. Additionally, some new home buyers are facing challenges finding companies to cover their property at all; and existing homeowners are seeing policies cancelled after years of rate increases. What’s going on with property and casualty insurance? First... [Read more]
29491 The Yellow Brick Road, Valley Center, CA
Amazing home is still lovingly maintained with many upgrades in the last few years. Solar system on roof provides minimal electric bill. Property boasts dual master suites, huge great room, a 5 stall barn with tack room and irrigated pasture. A detached guest house is also offered which was permitted as an office. This home is conveniently located with all paved roads. Enjoy a new kitchen, furnace... [Read more]
31105 Cole Grade Road, Valley Center, CA
Come see this very usable ranch style home in convenient location. Owner has expired Major Use Permit for preschool with parking for 35 cars. This property offers 2 on-site wells and numerous outbuildings. Enjoy spacious rooms and gorgeous views. The home boasts a living room, dining room and family room. The living and family room both offer fireplaces great for cold nights. A huge master suite takes... [Read more]
Home Inspections vs Home Appraisals – Understanding the Difference
If you are a first time homebuyer, be prepared to learn a lot of new lingo – fast! Two of the most commonly misused terms in the home buying and selling process are inspection and appraisal. A home inspection is not the same as a home appraisal, and you’ll need both. The home appraisal assesses the market value of a home. Most lending institutions will require a current appraisal to complete a... [Read more]
Free Jazz Concert You Won’t Want to Miss!
Mark your calendars for Thursday, November 11th at 3:30 PM in Valley Center’s Maxine Theater. That’s when the award winning music programs in Valley Center will be showcasing their skills in a free jazz concert. It’s no coincidence that November 11th is Veteran’s Day because this group loves to honor our veterans in style. You’ll hear toe tapping patriotic music from the... [Read more]
Don’t Be A Victim Of Real Estate Scams
The real estate crisis has affected many homeowners in the last few years but it has also opened the doors for scammers to take advantage of those who are most vulnerable. The FBI has reported that mortgage and real estate scams are on the rise. In face, their reports estimate that between $4 billion to $6 billion in annual losses result from mortgage fraud. These scams not only affect the victim... [Read more]
Panoramic Views from This Tuscan Style Estate
Home Insurance Discounts For Qualifying Roofs
Home insurance rates have increased significantly for many homeowners in the last few years so it is important to make sure that you are not paying more than you should be for your current insurance premium. Many homeowners are unaware that they may be eligible for a reduction of their home insurance premium if the roof of their home is made up from particular roofing materials. If you live in a... [Read more]
Car Lover’s Dream at 28855 Sunset Road, Valley Center, CA
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