Home Financing Challenges
You hear the dismal news everyday, lenders are in not lending, home values are falling, foreclosures are at an all time high and you may wonder how the mortgage crisis affects you. Record low interest ratesare getting alot of attention and many potential homebuyers are wanting to know, is now the time to buy a new home? It could be if you have stellar credit, steady income and don’t mind playing by ever changing rules. One of the biggest impacts that the mortgage meltdown has caused is that underwriting standards are tighter than ever before, leaving many people out of luck when trying to get ...
Homeowners Impacted By Costly Insurance Trends
Many homeowners are feeling the pinch when they open their property insurance bills as many insurance companies are raising premiums at alarming rates. Additionally, some new home buyers are facing challenges finding companies to cover their property at all; and existing homeowners are seeing policies cancelled after years of rate increases. What’s going on with property and casualty insurance? First of all buyer beware – of Chinese drywall and other inferior materials. Recently, Consumer Reports has highlighted an issue with faulty Chinese drywall. Bought cheaply, thousands of complaints are stating that the product is not only inferior and likely to fall apart, but ...
29491 The Yellow Brick Road, Valley Center, CA
Amazing home is still lovingly maintained with many upgrades in the last few years. Solar system on roof provides minimal electric bill. Property boasts dual master suites, huge great room, a 5 stall barn with tack room and irrigated pasture. A detached guest house is also offered which was permitted as an office. This home is conveniently located with all paved roads. Enjoy a new kitchen, furnace and AC with in the last 4 years. Outdoors you will find a built-in BBQ, sparkling pool, spa & fire pit. There are three driveway gates including private entrance to guest house. Step foot ...
31105 Cole Grade Road, Valley Center, CA
Come see this very usable ranch style home in convenient location. Owner has expired Major Use Permit for preschool with parking for 35 cars. This property offers 2 on-site wells and numerous outbuildings. Enjoy spacious rooms and gorgeous views. The home boasts a living room, dining room and family room. The living and family room both offer fireplaces great for cold nights. A huge master suite takes up all of the second level. It offers a spacious master bath and wraparound deck with panoramic views. This property is settled on very level land with fruit trees making the possibilities endless. Animal pens on ...
Home Inspections vs Home Appraisals – Understanding the Difference
If you are a first time homebuyer, be prepared to learn a lot of new lingo – fast! Two of the most commonly misused terms in the home buying and selling process are inspection and appraisal. A home inspection is not the same as a home appraisal, and you’ll need both. The home appraisal assesses the market value of a home. Most lending institutions will require a current appraisal to complete a new loan or a refinance. The appraisal is all about what the home is worth, not about the features and the safety of the home. The appraisal serves to ...
Don’t Be A Victim Of Real Estate Scams
The real estate crisis has affected many homeowners in the last few years but it has also opened the doors for scammers to take advantage of those who are most vulnerable. The FBI has reported that mortgage and real estate scams are on the rise. In face, their reports estimate that between $4 billion to $6 billion in annual losses result from mortgage fraud. These scams not only affect the victim but can also result in a spike in foreclosures, lenders raising their rates and fees to recover losses and can lower home values. Unfortunately these scammers are always finding new ways to defraud ...
Home Financing Challenges
You hear the dismal news everyday, lenders are in not lending, home values are falling, foreclosures are at an all time high and you may wonder how the mortgage crisis affects you. Record low interest ratesare getting alot of attention and many potential homebuyers are wanting to know, is now the time to buy a new home? It could be if you have stellar credit, steady income and don’t mind... [Read more about this property...]
Homeowners Impacted By Costly Insurance Trends
Many homeowners are feeling the pinch when they open their property insurance bills as many insurance companies are raising premiums at alarming rates. Additionally, some new home buyers are facing challenges finding companies to cover their property at all; and existing homeowners are seeing policies cancelled after years of rate increases. What’s going on with property and casualty insurance? First... [Read more about this property...]
29491 The Yellow Brick Road, Valley Center, CA
Amazing home is still lovingly maintained with many upgrades in the last few years. Solar system on roof provides minimal electric bill. Property boasts dual master suites, huge great room, a 5 stall barn with tack room and irrigated pasture. A detached guest house is also offered which was permitted as an office. This home is conveniently located with all paved roads. Enjoy a new kitchen, furnace... [Read more about this property...]
31105 Cole Grade Road, Valley Center, CA
Come see this very usable ranch style home in convenient location. Owner has expired Major Use Permit for preschool with parking for 35 cars. This property offers 2 on-site wells and numerous outbuildings. Enjoy spacious rooms and gorgeous views. The home boasts a living room, dining room and family room. The living and family room both offer fireplaces great for cold nights. A huge master suite takes... [Read more about this property...]
Home Inspections vs Home Appraisals – Understanding the Difference
If you are a first time homebuyer, be prepared to learn a lot of new lingo – fast! Two of the most commonly misused terms in the home buying and selling process are inspection and appraisal. A home inspection is not the same as a home appraisal, and you’ll need both. The home appraisal assesses the market value of a home. Most lending institutions will require a current appraisal to complete a... [Read more about this property...]
Free Jazz Concert You Won’t Want to Miss!
Mark your calendars for Thursday, November 11th at 3:30 PM in Valley Center’s Maxine Theater. That’s when the award winning music programs in Valley Center will be showcasing their skills in a free jazz concert. It’s no coincidence that November 11th is Veteran’s Day because this group loves to honor our veterans in style. You’ll hear toe tapping patriotic music from the... [Read more about this property...]
Don’t Be A Victim Of Real Estate Scams
The real estate crisis has affected many homeowners in the last few years but it has also opened the doors for scammers to take advantage of those who are most vulnerable. The FBI has reported that mortgage and real estate scams are on the rise. In face, their reports estimate that between $4 billion to $6 billion in annual losses result from mortgage fraud. These scams not only affect the victim... [Read more about this property...]
Home Insurance Discounts For Qualifying Roofs
Home insurance rates have increased significantly for many homeowners in the last few years so it is important to make sure that you are not paying more than you should be for your current insurance premium. Many homeowners are unaware that they may be eligible for a reduction of their home insurance premium if the roof of their home is made up from particular roofing materials. If you live in a... [Read more about this property...]
31002 Oak Glen Lane, Valley Center, CA
Step foot into this beautiful custom home that is in turnkey condition. Fall in love with the designer décor found throughout the home. Enjoy cherry hardwood and stone flooring great for easy clean up. Wood beamed ceilings and French doors add a charming touch making the home inviting and comfortable. Prepare meals for family and friends in the kitchen boasting custom cabinets, granite counter tops,... [Read more about this property...]
What Homebuyers Are Really Looking For
In our current real estate market, new home buyers are much more specific with what amenities they are looking for in a home. They of course have the upper hand in this buyers market as the home inventory is overwhelming and the competition is stiff. However, most are not just looking for large, fancy kitchen or wine cellars! Many are looking for efficient, sustainable materials and features. Over-sized... [Read more about this property...]
Beautiful Land on Valley Center Road, Valley Center, CA
One of the lowest priced parcels in Valley Center! Awesome views from the top. Great location for commercial signage or possibly use as mitigation land. Boasts 330 feet of frontage with lots of visibility. Contact Diane Conaway of RE/MAX United for more information or to schedule a showing. Visit WelcomeToNorthCounty.com or email DianeConaway@REMAX.net.
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About Me
Diane Conaway specializes in estates, luxury homes, ranches and homes, condos or land for sale and rent in the North County communities of Valley Center, Escondido, San Marcos, Vista, Oceanside, Fallbrook and Bonsall. Mid-county communities that I serve include Rancho Santa Fe, La Jolla, Poway and Rancho Bernardo. [More…]
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